During the last several years we have been advising you that your commercial or personal property insurance policies do not provide coverage from loss resulting from flood unless you purchase Flood Insurance through the National Flood Insurance Program (NFIP).  Because of our recent weather and our concern regarding the potential affect that global warming may have on the weather we are once again recommending to all our clients that they consider Flood Insurance. 

Many of you in the past have asked that we provide quotations and some have elected to obtain the coverage.  For those of you that have not recieved a quotation or have elected not to purchase Flood Insurance we continue to recommend that the coverage be considered.  However, be advised that if you want Flood Insurance it cannot be effected until 30 days after receipt of the application.

Underwood Insurance Agency, Inc. has joined one of the nation’s largest independent insurance agency networks.  Underwood Insurance Agency, Inc.(UIA), announced today it has joined ISU Insurance Services, a rapidly growing, coast-to-coast insurance network.  Craig Graham, president, said, “ISU International is the nation's largest independent agency network with over 90 independent agencies and is the leader in commercial insurance programs and services. As a member, we can now offer our clients the many benefits of its size while maintaining our consistently high level of local customer service." 

“As a part of ISU, we align ourselves with the most progressive independent agencies in the insurance industry.  The association provides our customers with the strengths and resources of a national insurance network.  To capitalize on the relationship, we have enhanced our company name to “ISU Insurance Services – Underwood Agency,” stated Jay Neeb, vice president – southern division

Steve Strauch, vice president, noted, “With offices nationwide, over 1000 ISU professional agents and access to over 300 insurance companies, our clients will rest assured knowing their interests will be protected no matter in which part of the country their assets may be."

T.J. Ryan III, president, ISU International adds, “The addition of ISU Insurance Services–Underwood Agency to the ISU network continues a new growth cycle in the Midwest for us and brings the number of ISU offices in Indiana to eight.  There is tremendous opportunity for a select group of premier independent agencies in the Midwest such as ISU–Underwood Agency and ISU International to partner with one another and realize significant competitive advantages and benefits.”

Underwood Makes Senior Partner with Grange

Underwood has earned the Senior Partner designation from Grange Insurance, the highest designation a Grange agent partner may receive.  Grange Insurance President Phil Urban hosted a 3-night event at the Grove Park Inn in Ashville, NC where he personally thanked Senior Partner agents for their exemplary effort and service to their policyholders.   

Underwood Recognized by Grange

Underwood Insurance Agency, Inc. was the only agency in the state of Indiana recognized by Grange Insurance Company for growth and performance in 2005.

Cell Phones & Driving....some info.

• According to the New England Journal of Medicine, talking on a cell phone while driving quadruples the chances of getting into a motor vehicle accident.
• The Harvard Center for Risk Analysis released a study estimation that 6% of the auto accidents in the U. S. each year could be attributed to cell phone use, linking the devices to 2,600 fatalities and 330,000 injuries. 
• Research commissioned by the British insurer Direct Line found that when talking on a hand-held mobile phone, drivers' reaction times were, on the average, nearly 50% slower than under normal driving conditions. 

Cell phones play an intregral role in our society; however, the convenience they offer must be judged against the hazards they pose.

Information provided by Central Insurance Companies